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Individual insurance advice

Driving without insurance or without proof of insurance can have serious consequences

Reprinted from L’Unique General Insurance’s Prevention newsletter, March 2016 If you own a car, motorcycle, snowmobile or other road vehicle, you must have valid civil liability insurance for it. If you drive any of those vehicles, whether it belongs to you or not,...

Understanding the proportional rule of insurance

Few policyholders are aware of, or concerned about, the proportional rule that dictates the value assessment of their property. Let's take a few minutes to demystify this rule and discuss its impact on claim settlements. Assessing the value of your assets In your...

Home insurance: should you be covered against an earthquake?

Spontaneously, many will answer that an earthquake is not among the dangers that threaten Quebec. The reality is a bit more nuanced. Let's look at the situation together. An earthquake is caused by the rupture of deeply buried rocks, which make the ground shake....

Auto insurance: why choose replacement insurance?

You may have heard of replacement insurance for automobiles and recreational vehicles? Do you know when it's better to choose this product over replacement cost? Let's take a look. Products that complement auto insurance In general, with your automobile insurance, you...

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