Casualty insurance brokers since 1962
Insurance for individuals
Talking with you, asking the right questions,
finding the insurance that meets your needs.
Analyzing your situation, understanding your needs, ensuring your peace of mind.
Meeting with you, finding the insurance product to protect you, being available when you need to make a claim.
Get a quote in less than 5 minutes.
A casualty insurance firm established in Saint-Césaire for 50 years.
Arthur Malouin founded his family business in Saint-Césaire in 1962. Since the beginning, its mission has been to accompany its clients and guide them in their choice of insurance. Many of our brokers have over 25 years of experience. They are fully committed to making life easier for their clients.
Malouin Assurance is a dynamic insurance firm, deeply involved in its community. The company has built a strong bond of trust with its clientele. It’s where the expertise of a broker meets the closeness of a family business.
We take the time to get to know you: we are here to inform you and guide you through your insurance options.
We believe that in the quest for innovative solutions, expertise should be supported by creativity. Professionalism implies striving for excellence, with a long-term vision.
To find the best coverage for you
Find the best insurance for your needs.
THE MALOUIN TEAM
President and Damage Insurance Broker
Business Sales Director and Damage Insurance Broker
The Malouin team has been making your life easier since 1962
Trust our dedicated team to find the insurance products that are right for you. Discover our fast, attentive and rigorous service.
GET A QUICK QUOTE
Get a quote for your car in 5 minutes by filling out our online form!
Thanks to our online form, you’re only 5 minutes away from getting a quote!
Speak with a broker
We offer personal, human contact! Give one of our brokers a call: it will be a pleasure to listen to you and provide insurance advice: 1 888 625-6846.
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To serve you better.
If I work from home, do I have to notify my insurance company?
If you have a home office, you must notify your insurer. Special coverage may have to be added to your contract:
- Computer equipment;
- Civil liability if you receive customers;
Why does the presence of a wood-burning stove in my home affect my insurance premium?
The risk of fire is much higher when using a wood stove. The insurance premium may differ depending on how often you use it. The insurance company may want confirmation that the stove and chimney are in good condition, and that their installation complies with applicable building and fire codes.
I was involved in an accident: someone hit my car while it was parked. Do I have a deductible to pay?
No deductible applies in the event of a not-at-fault collision.
Is my vehicle insured if I lend it to a friend and they have an accident?
Any driver with a valid driver's license can drive your vehicle. In the event of an accident, you will be covered according to the coverage you have contracted. However, you are required to declare any driver living under your roof who holds a valid driver’s license. The same applies if this person drives your car on a regular basis.
If I am not at fault for the accident, will the third-party insurer pay for the damages to my car?
It is always the vehicle's insurer who pays the repair bill, based on the vehicle owner’s coverage.
I am a tenant and I own old furniture that is worth next to nothing. Do I really need to take out insurance?
An insurance contract includes the replacement value clause. This means that you will be able to replace your damaged goods with new goods of the same quality. In addition, liability insurance is also included in all insurance contracts. This will be useful, especially if you cause a fire in your home that causes damage to your neighbours. Your insurer will be able to compensate your neighbours for the damage caused by the fire you started.