Protect your assets
Business insurance is essential to protect your business from unforeseen risks. Whether you need business vehicle insurance, industrial business insurance or for all other types of businesses, there are solutions adapted to your needs. In Quebec, many business insurance brokers offer online business insurance quote services. They can help you find the best insurance for a business, presenting you with personalized options. Insuring your business is a crucial step to ensure its sustainability. Do not neglect the importance of business insurance in Quebec, because it can protect you against the hazards of the business world.
For any vehicle registered in your company’s name, you will need this insurance. If you own 5 or more vehicles, then we consider this to be a fleet. These can be cars, pick-up trucks, trucks or heavy vehicles. In this case, you may be able to obtain a discount. Talk to your broker!
Do you make, sell or repair jewelry? Do you have a physical retail outlet, or do you take part in trade fairs or exhibitions? Do you need liability insurance if you are in possession of jewelry that does not belong to you? We will provide advice to ensure full satisfaction.
New technologies can be very useful and promote efficiency in your business. But they come with some security concerns. Sure, cyber risks are real, but securing your IT system is possible. Purchase cybersecurity insurance, and as always, be strategic!
Among the many things an entrepreneur has to think about, insurance is very important. There are a number of things to consider. Based on your business plan and your objectives, we will be able to give you the best advice so that you can devote yourself fully to growing your business!
You have a bricks-and-mortar business, which requires insurance against vandalism, fire or theft. In the latter case, the insurer will reimburse your inventory. In the event of a claim, you may wish to cover business interruption. Liability insurance will protect you if something happens to your customers within your walls.
REAL ESTATE INSURANCE
Every real estate owner must have insurance in case of damage, theft or vandalism. Thus, in the event of a fire, you want to cover the value of the rental income, as well as the reconstruction costs for your building. Did you know that the equipment used to maintain your building can also be insured? Of course, don’t forget about civil liability in the event of an accident on your property.
In the industrial sector, everybody’s reality is very different. When choosing your coverage, the entire production chain must be taken into account. This involves both raw materials and finished products. Did you know that your insurance coverage will differ depending on whether you sell your products in Canada or elsewhere in the world? Talk to your broker to find the right coverage.
LEGAL EXPENSE INSURANCE
This insurance will be of use to you if you have to settle a dispute and you feel that you have been wronged in some way. It will cover legal fees up to a maximum of approximately $15,000. Generally, this money allows you to build a case that is strong enough to help you win. You can also get professional support.
In order to be properly insured, a detailed description of your activities is essential. Keep in mind that you’ll have to provide your broker with as much detail as possible. Your premises, your equipment, your products, your raw materials, all these elements count when choosing your insurance. Take the time to think about it while all is going well!
PROFESSIONAL LIABILITY INSURANCE
This product protects any person performing professional acts governed by a corporation or order. As soon as you advise a client or perform a professional act for a client, you must protect yourself. Talk to your broker, he or she will help you see things more clearly.
In this case, we insure two types of goods. Those you have purchased and are transporting for yourself are covered during transport. And there are those you transport for others. You will cover them on behalf of your customers, because you are responsible for them during transport. This product also covers damage to vehicles, loss of income, fire, theft and vandalism.
This insurance is often associated with fundraising for an organization or foundation. It pays prize money offered in the context of an activity. This product takes its name from golf, but there are other challenges besides a “hole-in-one”. Some people opt for a shot on goal, or other skills games.
You have so many other things to think about. Let us protect your assets.
Insurance firm for businesses, established in Saint-Césaire since 1962
An insurance broker since 1962, Malouin Assurance’s mission is to assist its business clients in the choice of insurance products adapted to their real needs. Many of its brokers have more than 25 years of experience in the fields of casualty insurance, business insurance and financial planning. Contact us, we are here to listen to you and discover your business context in order to maximize the protection of your assets. Our goal is for you to devote yourself fully to the growth of your business, with peace of mind.
We are attentive to the needs of all our clients. We listen to them carefully and provide them with clear and honest answers that take into account their reality.
We create a climate of trust with our clients, providing advice that opens up new perspectives, thus taking better care of them and developing a high level of satisfaction.
We believe that in the quest for innovative solutions, expertise should be supported by creativity. Professionalism implies striving for excellence, with a long-term vision.
We pool our strengths, our knowledge and our skills, and we remain open to others. This contributes to the vitality and enthusiasm of our team.
We are convinced that continuous professional training is a major asset for the success of our entire team, and that it is essential to keep up to date with the latest technology.
For tailor-made protection