Business insurance | Jeweler insurance
Because protection is everybody’s business
As a general rule, jewelers will opt for a civil liability insurance. They will then protect themselves in the event of a disaster, such as a fire. Those are the basics, and maybe they’re all you'll need. The more details you can give your broker about your situation, the better he/she will be able to advise you.
Because your situation is unique
Depending on your reality, you may wish to insure your business against theft. In this case, there are many factors to consider : your business hours, the number of entrances accessible to the public, your type of lock or safe. You will also have to provide a precise inventory of what you have in store. Your broker will be able to guide you through this process.
If there is an improvement in the risk (recommendations made following the inspection), a global jewelers insurance policy can be issued with or without limitation of theft of goods.
The Jewelers Policy can also be issued as a Commercial Combination Policy to which Buildings, Contents, Business Interruption, Crime, Third Party Liability and Machinery Breakdown can be added.
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