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Snowmobile insurance

Protecting your snowmobile: think about it today!

In Quebec, it is legally mandatory to have liability insurance if you own a snowmobile. This winter, hit the trails without worrying about your insurance! You'll know you have the right coverage and you'll be able to enjoy the great outdoors.

General Insurance | Snowmobile insurance


Fill out our form in less than a minute to get a quick quote. You can also contact one of our brokers!

1 888 625-6846

Money-saving tips

A great idea to save some money
By combining your car, motorcycle, ATV, etc. insurance, you could also save money. Your broker is there to advise you and help you find the best snowmobile insurance at the best price.
Or get customized advice directly from your Malouin Assurance broker:




1 888 625-6846

Anti-theft system

If you have equipped your snowmobile with an anti-theft system, mention it to your broker! It may reduce your insurance premium.
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Basic coverage

Because protection is everyone's business

Basic coverage includes liability, collision, rollover, theft, vandalism, and fire.

Theft, vandalism and fire
All risk insurance covers damage to your snowmobile, equipment and accessories caused by all types of occurrences.
Collision and rollover
Protection that covers damage to your snowmobile as well as to equipment and accessories in the event of a collision or rollover.
Civil liability
In Quebec, all owners of a road vehicle are required to purchase liability insurance. Note that when driving off-road, bodily injury to others will be covered by third party liability.
Hit the trails with your snowmobile and go on an adventure. We help you protect your investment so you don’t have to worry about it! A good basic protection will cover theft, collision or rollover. Don’t forget about liability, which will protect you against any damage, bodily or material, involuntarily caused to others.

Additional coverage

Different realities? Different options!

Replacement value option
If your snowmobile is new, you may want to insure it on a "replacement cost" basis, i.e. without taking into account its depreciation.
Equipment and accessories option
You may also decide to insure the equipment and accessories that complement your snowmobile, such as a sled, a rack, etc.
You can make all these decisions when you speak with your broker to assess your situation and your risk tolerance.

General questions


How is the price of my snowmobile insurance calculated?

There are many factors that affect the price of snowmobile insurance. Here are some of them:

  • Your insurance profile and your snowmobile insurance history;
  • How you use your snowmobile;
  • The model of your snowmobile.

Keep in mind that it is also possible to save money by combining your insurances, or by installing an anti-theft system on your snowmobile, for example.

How do I make a snowmobile insurance claim?
If you need to make a claim, be sure to contact your broker or insurance company as soon as possible. Most insurance companies impose a deadline for filing a claim. This can range from 90 days to 12 months from the date of the occurrence or loss. It's good to know these details. Never hesitate to contact your Malouin Assurance broker with any questions or concerns.
Is snowmobile insurance mandatory?
Yes, in Quebec, the law requires snowmobile owners to have liability insurance. This insurance covers damage caused by your snowmobile, whether bodily injury or property damage. The minimum mandatory coverage is $1,000,000.

Can’t find the answers to your questions?

Ask them to Arthur, your intelligent virtual assistant in damage insurance.

To find the best coverage for you

We work with the best suppliers
Having a hard time finding your way around all the insurance companies? We are here to advise you and to find the best coverage for your needs, based on your reality. This is the role of a broker, and we take it seriously.

Simply excellent service!

Annabelle Perras

Professional and efficient brokers!

Michel Bédard

Quote request

We will answer you as soon as possible.

Fill out our form and our agents will be pleased to process your request to your complete satisfaction. They will then contact you as soon as possible!




1 888 625-6846

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