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Motorcycle insurance

Your motorcycle is a reflection of who you are. Do you ride on the road or on trails? Have you gone electric? Whether you ride a Harley-Davidson, Spyder or dirt bike, take the time to choose your insurance carefully.

Your Malouin broker is there to help you make an informed decision.

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General Insurance | Motorcycle insurance

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Protection for all types of motorcycles

Motorcycle insurance
No matter what type of motorcycle you have, we recommend that you protect it with insurance adapted to your situation. This way, you will be covered and will be able to enjoy the road with peace of mind.
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Sport

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Roadster

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Trail

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Harley-Davidson

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Motocross

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Spyder

Don’t see your type of motorcycle? Contact us to find out how we can get the right insurance for you!

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Money-saving tips

A great idea to save some money
You can take advantage of a multi-vehicle discount by combining your car, motorcycle, ATV, etc.
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Or get custom advice directly from your broker:

Email

info@malouinassurance.ca

Phone

1 888 625-6846

Anti-theft system

Have you installed an anti-theft system? Tell your broker! It can reduce your motorcycle insurance premium.
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Basic coverage

Because protection is everyone's business

Count on good basic coverage for your motorcycle in case of theft, collision, or rollover. Third-party liability will protect you against any damage, bodily or material, involuntarily caused to others.

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Theft, vandalism and fire
Comprehensive insurance covers damage to your motorcycle, equipment and accessories caused by all types of incidents.
Collision and rollover
Coverage for damage to your motorcycle, equipment, and accessories in the event of a collision or rollover.
Liability insurance
In Quebec, all road vehicle owners are required to purchase liability insurance. Note that when driving off-road, bodily injury to others will be covered by third party liability.

Additional coverage

Different realities? Different options!

Depending on your needs or risk tolerance, options can be added to your basic coverage.

Replacement value option
Is your motorcycle new? You may want to insure it on a "replacement value" basis, which means you don't have to worry about depreciation. This allows you to replace it with a new motorcycle.
Equipment and accessories option
You can also insure the equipment and accessories on your motorcycle, such as a luggage rack, bags, etc. Assess your needs with your Malouin Assurance broker.
All these options can be decided by talking to your broker and assessing your situation as well as your tolerance to risk.
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General questions

FAQ

How is the price of my motorcycle insurance calculated?

There are several factors that will affect your motorcycle insurance premiums. Here are some of them:

  • The model of your motorcycle: its power, its number of cylinders, its rarity;
  • Mileage traveled;
  • The use you make of your motorcycle, the frequency with which you use it;
  • The area where you mainly travel (city, country, etc.);
  • Your age and driving record;
  • Where you park your motorcycle;
  • Etc.
How much does motorcycle insurance for a young driver cost?

First, let’s define "young driver". This is a driver who has recently passed his or her SAAQ motorcycle test. This person therefore has a higher risk profile than an experienced driver. This implies that the person has taken their learner's permit for a minimum of 11 months. Then, he or she will have had a probationary license with the successful completion of the SAAQ’s theory and practical exam. The driver’s license is obtained after 2 years, and the person is then considered an apprentice driver.

As with an automobile, the price of motorcycle insurance for any young driver will be higher. As a rule of thumb, it costs between $100 and $150 more to insure your motorcycle. That said, there are ways to reduce your young driver motorcycle insurance premium. You can increase your deductible, or bundle your insurance, for example. Your broker will be happy to look at the different options available to you.

How do I make a motorcycle insurance claim?
If you have a claim, the important thing is to contact your broker or insurance company quickly. You can do this online or call your broker directly.
Is motorcycle insurance mandatory?
liability insurance. This insurance must be at least $50,000. Liability insurance covers damage caused to others or to their vehicle in the event of an accident.
Am I covered if I travel to the United States?
In Quebec, motorcycle owners are required to carry at least $50,000 in liability insurance. If you ride in the United States, we recommend that you add $2 million in liability insurance. That sounds like a lot of money! But if an accident causing bodily injury or property damage occurs in the U.S., you could find yourself in court.
Am I covered if I travel within Canada?
If you travel by motorcycle outside of Quebec, make sure you increase your liability insurance. In Quebec, if you accidentally cause bodily injury or property damage to another person, that person can contact the SAAQ. This will allow them to obtain compensation. Therefore a $50,000 liability insurance is sufficient. Outside Quebec, such an incident could land you in court. A higher liability insurance would be useful.

To find the best coverage for you

We work with the best suppliers
Having a hard time finding your way around all the insurance companies? We are here to advise you and to find the best coverage for your needs, based on your reality. This is the role of a broker, and we take it seriously.
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logo intact assurance partner of Malouin assurance
Promutuel vallee saint laurent partner of Malouin assurance
L'unique partner of Malouin assurance
Economical partner of Malouin assurance
Leclerc partner of Malouin insurance
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Simply excellent service!

Annabelle Perras

Professional and efficient brokers!

Michel Bédard

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Fill out our form and our agents will be pleased to process your request to your complete satisfaction. They will then contact you as soon as possible!

Email

info@malouinassurance.ca

Phone

1 888 625-6846

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