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Luxury home insurance

Your home reflects your lifestyle and is a shelter for your loved ones. It is a place where you can be yourself and feel safest. You’ve chose your home very carefully for its unique features, for the charm of its neighborhood, for the peace and quiet. That’s why Malouin Assurance offers customized protection to reflect the uniqueness of your world and your needs.

General Insurance | Luxury home insurance


Fill out our form in less than a minute to get a quick quote. You can also contact one of our brokers!

1 888 625-6846

A privileged relationship with your broker

Our values - Malouin assurance
Malouin brokers go beyond simply the insurance product. They see beyond the walls of your valuable home: they understand your story. Every object and piece of art inside your house tells the story of your home, and that’s what really needs to be protected.

But if something bad were to happen, such as a burglary, you need to be able to count on a VIP service. For any disaster, from fire to water damage, you will have our full and immediate attention. 

In conversation with your broker, various questions will be addressed for an insurance plan that meets your expectations.

Property appraisal

An appraisal of your property can be a very effective tool in the event of a claim. This detailed document includes information on the features, materials or handiwork performed on your home. It is a testament to the uniqueness of your home and is completed by experts in high-end property appraisals.

Our team of brokers can suggest professionals to carry out this specialized work.

Malouin assurance Protection

“À la carte” protection

Different realities? Different options!

Talk to a broker now to find out which coverage is right for you.

«Replacement cost» option

This protection is ideal for rebuilding your entire home should it be destroyed by fire, natural disaster, or any other cause.

«Agreed value» option

This policy allows you to protect your luxury residence according to a value agreed upon between you and your insurer. There will be no depreciation in the event of a claim.

Are you an art collector? Do you have a valuable wine cellar ? Have you brought back irreplaceable souvenirs from your travels? Do you own luxury automobiles? Do you own valuable jewelry or furniture?? Do you own a secondary residence outside of Canada? Your broker can advise you on how to protect your valuable items.


Mortgage life insurance


Legal expenses insurance


Cyberprotection insurance


Equipment Breakdown Insurance

General Questions


How can I protect my home?

Of course, ideally, you’d rather never have to make a claim. To protect your luxury home as best as possible, a security system linked to a central station is recommended. Motion detectors or contact detectors can add significant protection. You may also want to simulate a presence thanks to home automation.

Why should I have my house appraised?

A detailed appraisal report produced by an expert is a valuable asset. It will include a detailed description of your home, highlighting its uniqueness. In the event of a claim, such an evaluation can be very useful.

How do I insure my secondary residence?

Your seasonal residence, your country house, your haven of peace should benefit from the same protections as your main residence. You should always be able to visit it without fear of unpleasant surprises. Take advantage of your broker's advice to insure it adequately, and to provide it with the protection it deserves.

What is replacement cost coverage without obligation to rebuild?

The replacement cost without an obligation to rebuild clause allows you to forego rebuilding your home in the event of a major disaster. This gives you the freedom to cash in on your policy.

Are you eligible for the replacement cost clause without obligation to rebuild?

The best way to find out is to discuss it with your Malouin broker: contact us now!


We work with the best suppliers

Having a hard time finding your way around all the insurance companies? We are here to advise you and to find the best coverage for your needs, based on your reality. This is the role of a broker, and we take it seriously.

Simply excellent service!

Annabelle Perras

Professional and efficient brokers!

Michel Bédard


We will answer you as soon as possible.

Fill out our form and our agents will be pleased to process your request to your complete satisfaction. They will then contact you as soon as possible!




1 888 625-6846

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